I've started and deleted this post a couple times because I'm not even sure it's worth sharing because it's really not that deep, but this is a blog, not a literary journal, so I'm just going to post it anyway.
For the most part, J and I are both mindful spenders. I'm the more frugal one in the relationship, but over the years, making money moves together helped us become super intentional about where each dollar goes. We still splurge. We still travel. We still make room for fun, and there are some weeks where we lose track of the budget altogether. But we make sure to never be in a position where our money is seemingly disappearing and we have nothing to show for it.
December was a heavy spending month. Christmas shopping, unexpected car maintenance, unexpected vet bills, and extra commuting around town all added up. After Christmas, I looked at our bank account and decided we needed to hit the reset button for 2020. On New Year's Eve, both agreed to a no-spend January. I popped a bottle of Prosecco from Trader Joes, and we stood in the kitchen hashing out the terms while making dinner.
The Rules
We called it "no-spend" month, but really we just significantly cut back on all miscellaneous spending. Here's everything we could buy without a second thought:
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